Loanly — Privacy Policy

Last Updated: July 23, 2026
Koda Digital ("we", "us", or "our") develops the Loanly mobile application (the "App"). This Privacy Policy explains what happens to your information when you use it — the short version: nothing leaves your device.

1. Information We Collect

Nothing. Loanly has no account system, no login, no analytics, no crash reporting, no advertising, and no third-party SDKs. We do not operate any server that the App talks to, and we have no way to see, access, or receive any information you enter into the App.

2. Local Storage

Everything you enter — item names, who you lent something to or borrowed it from, due dates, and notes — is stored in a local database on your device only. It never leaves your device unless you choose to export a backup file (see Section 4).

3. Notifications

Loanly schedules local reminders on your device for items with a due date, using your device's own notification system. These reminders are generated and delivered entirely on-device — no push notification service or remote server is involved, and we never see when or whether a reminder fires.

4. Backup & Restore

Loanly lets you export your data to a JSON file and choose where to save it, using your device's native share sheet (for example, Files, iCloud Drive, Google Drive, or email). This file is created locally; Loanly does not upload it anywhere on your behalf. Where that file ends up — and who can access it — is entirely up to you and the destination you choose.

Restoring works the same way in reverse: you pick a file from your device, and Loanly reads it locally to restore your data.

5. Permissions

Loanly requests the following device permissions, used only as described:

PermissionWhy
NotificationsTo show local due-date reminders
File access (via document/share picker)To let you export a backup file and pick one to restore

6. Children's Privacy

Loanly does not knowingly collect any information from anyone, including children, because it does not collect information from anyone at all.

7. Changes to This Policy

If this policy ever changes — for example, if a future version adds a feature that transmits data somewhere — we'll update this page and change the "Last Updated" date above. Your continued use of the App after changes are posted constitutes your acceptance of the updated policy.

8. Contact Us

Koda Digital

Email: koda.digital.co@gmail.com

For questions about this policy or to exercise a data-related request, email koda.digital.co@gmail.com with the subject line "Privacy Request."